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Credit for Kenya’s small businesses

Keep your shelves full and your business growing

Tanzu Microfinance gives shop owners and small traders short-term credit built around how they trade. With Tanzu StockPay, we pay your supplier for your stock, so your shelves stay full and your cash keeps flowing.

Talk to Tanzu How StockPay works

Two ways Tanzu backs your business

Business credit

Short-term credit for shop owners and small traders who find it hard to borrow from a bank. Talk to Tanzu about what your business needs.

About business credit

Tanzu StockPay

Stock now, pay later. Tanzu pays your supplier for your stock order as soon as they confirm delivery, and you pay Tanzu back in short-term instalments.

About StockPay

How StockPay works

Three steps, and no money moves until your supplier confirms your delivery with your code.

  1. Step 1

    Order your stock

    Agree your order with your supplier as you do today. Then put it on StockPay, within your credit limit, and you get a code for that order.

  2. Step 2

    Your supplier confirms delivery

    When the stock arrives, give your supplier the code. They see the amount and confirm the delivery with your code. No code, no payment.

  3. Step 3

    Tanzu pays, you pay back

    Tanzu pays your supplier as soon as the delivery is confirmed. You pay Tanzu back in short-term instalments by M-Pesa.

Who it’s for

  • Shop owners

    Dukas, kiosks and mini-marts that need stock before the cash from selling it comes in.

  • Small traders

    Traders who want to buy more at a time, and grow, without waiting to save up first.

  • Wholesalers and suppliers

    Sell to the shops you already know and get paid by Tanzu on delivery, instead of waiting to be paid.

Credit you can trust

  • Clear terms

    Before you confirm an order you see its fee, its due date and what happens if it is paid late.

  • No hidden charges

    Your statement shows every order, every charge and where every payment went.

  • Support you can call

    Tanzu support answers by phone or WhatsApp. Tanzu will never ask for your PIN or a code.

Ready to grow your business?

Talk to Tanzu support, or sign in to your account.

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